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Do You Need a Lawyer to Buy a House?

Published on October 22nd, 2021

Buying a home and signing on a mortgage can be a very complex process. Since it’s such a big investment, and a lot of individuals are involved, you want to make sure you’re working with the right people so you get a fair, safe deal. Lots of paperwork and legal jargon will be flying around, so hiring a lawyer to be by your side could greatly aid you in many ways.

Keeps You in Control

When you buy a house, the seller most likely uses their own agent or lawyer, and they may try to take over the process. They might try to represent both you and the seller, which is known as a “dual agency,” and that usually benefits just the seller. They might even pressure you into being represented by them. By having your own lawyer by your side, you’ll know that you have someone making decisions in your best interest at all times.

Finalizing the Closing Process

When you are ready to close, the documents for the loan you sign carry a lot of important information you must agree upon, including amounts you’ll be paying, mortgage terms, legalities, and more. With these documents often being more than 100 pages long, there is a lot of room for error. Your lawyer will be able to read through and understand the document and locate any errors or discrepancies between what’s listed and what you agreed on.

Having a professional read through the mortgage can save you from agreeing to terms that you didn’t want to engage in. If you have any last-minute finance issues or questions, or if the seller tries to make any term changes, your lawyer will be able to advocate for you, help you negotiate, and answer any questions you may have.

Issues During the Inspection

During the housing inspection, there are a lot of issues that could come up. If there are damages, repairs needed, issues that had previously not been addressed, or any other surprises, additional terms that need to be agreed on will come into play. You may need to negotiate who is responsible for the costs, and a lawyer can help you with that process. The last thing you want is to get stuck with costs you didn’t originally agree to, and not having the ability or knowledge to fight against them.

Contact Our Real Estate Attorney in Rockford, IL

Our real estate attorneys can make the large undertaking of purchasing a home and signing a mortgage a much more manageable experience. Aside from buying or selling a home, our talented real estate agents in Rockford can also assist with new construction, land development and zoning, real estate tax appeals, and landlord or tenant issues.

Regardless of the issue you’re facing- whether you are needing a real estate lawyer, probate attorney, or estate planning attorney in Rockford, IL – our team is here to help. Call us today to set up your free case evaluation.

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