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After You File For Bankruptcy

Published on November 19th, 2019

Once you have made the decision to file for bankruptcy, it’s important to hire a bankruptcy attorney serving Rockford, IL. We will help you with the aftermath and deducing what the next steps are. 

After Filing

After you choose to file for bankruptcy, you will receive a notice of the Meeting of Creditors from the court. This can be held roughly 30 days after you’ve filed, and our experienced attorneys can help work with you through this process.

Filing And Your 401k

Filing for bankruptcy does not change your future right should you choose to invest in a retirement account. If you have a current 401k, you are able to keep it because of the Supreme Court’s ruling that 401k accounts are not actual property of the bankruptcy estate. 

Working On Your Credit

Our bankruptcy attorneys serving Rockford, IL are able to help you through rebuilding your credit. Consider using either Experian, Equifax, and TransUnion to receive one free copy of your credit report. You should be receiving these annually to keep up-to-date on your credit score. When you know that your credit report is accurate, it’s time to improve that score. Apply for a credit card and start to build credit on that card by making small purchases each month. Pay off your card by the due date and never carry your balances over month to month. 

Contact Us Today

Our attorneys are here to help make the bankruptcy process less stressful and clearer. We can even take over the communication with your bank so nothing goes unnoticed and every step is understood. Contact us today if you are ready to continue with your bankruptcy process with an experienced lawyer.

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