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General

What To Include In a Will To Protect Your Assets & Family

Creating a will is one of the most important steps you can take to ensure your wishes are carried out and your loved ones are protected. Whether you're...

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Wrongful Death Compensation in Illinois: Who Can File a Lawsuit?

Losing a loved one is devastating, especially when their death was the fault of someone else. In Illinois, surviving family members may file a wrongful death claim to...

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Important Car Accident Questions & Answers To Help Your Case

Car accidents are one of the most common causes of personal injury and death in the United States. They’re also one of the most common reasons individuals file...

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How To Revoke a Will: What You Need To Know

Planning for the future with a legally valid will is a smart and responsible decision. However, life can change after you establish a will. You may remarry, acquire...

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Estate Planning for Pets: Caring for Them After You’re Gone

For many of us, pets are beloved family members. We provide them with food, shelter, medical care, and love throughout their lives. But have you considered what would happen to your pets if you were no longer able to care for them? Estate planning for pet owners addresses this important concern. It helps ensure your furry, feathered, or scaled companions receive proper care if you become incapacitated or pass away. To learn more about estate planning for a beloved pet, continue reading. Why Estate Planning for Pets Matters As of 2024, 66% of American households had at least one pet. Despite this, few pet owners have made legal arrangements for their animals' care should something happen to them. Without proper planning, pets may end up in shelters or with caretakers who don't understand their needs. Estate planning for animals gives you peace of mind knowing your pets will continue receiving the care they deserve, even when you can't provide it personally. It eliminates uncertainty and prevents your pets from falling...

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Key Reasons to Update Your Estate Plan

Many people create an estate plan and then rarely think about it. However, estate planning isn't a one-time event but rather an ongoing process that requires periodic review and updates. Life events happen, laws change, and your preferences may shift over time. Understanding when to update your estate plan can protect your family and ensure your wishes are honored. Major Life Events That Require Estate Planning Updates Marriage or Divorce Getting married or divorced significantly changes your family structure and likely your wishes regarding asset distribution. In Illinois, divorce doesn't automatically remove an ex-spouse from all estate planning documents. Without an update, your ex-spouse might still inherit assets, like retirement accounts, or maintain authority over healthcare decisions. After marriage, you'll likely want to add your new spouse as a beneficiary and possibly as your healthcare or financial power of attorney. Estate planning considerations for newlyweds should include reviewing beneficiary designations and trusts and creating an updated will that reflects your new family situation. Birth or Adoption of Children The arrival...

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Delayed Injuries After a Car Accident

After a car accident, you might feel fine at first. However, many serious injuries don't show symptoms immediately. Understanding the delayed injuries you could face after a car accident could help protect your health and legal rights. Why Do Injury Symptoms Appear Late? Several factors contribute to delayed symptoms after car accidents. Adrenaline and shock can mask pain and other symptoms right after the crash. Once the stress fades and time passes, you may start noticing problems you didn't feel before. In fact, some injuries can take days or even months to manifest. Additionally, internal injuries don't always cause noticeable physical symptoms. What feels like mild abdominal pain could actually be a sign of internal bleeding after a traumatic car crash. Common Types of Delayed Injuries After Auto Accidents Whiplash & Neck Injuries Whiplash symptoms often don't appear for days or even weeks after an accident. You might start experiencing neck pain and stiffness that gradually worsens. Many people also develop persistent headaches, shoulder pain, and dizziness. Some victims find...

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Is Illinois a No-Fault State for Car Accidents?

Many drivers ask, "Is Illinois an at-fault state or a no-fault state?" Local car accident laws dictate that Illinois is a tort state, also known as an “at-fault” state. This means when an accident happens, the driver who did not cause the accident files a claim with the at-fault party’s insurance. State Laws for Car Accident Liability Car insurance and auto accident liability laws work differently from state to state. States may fall under one of three categories, including: No-fault At-fault Choice no-fault At-Fault vs No-Fault States No-Fault States In no-fault states, you file claims with your own insurance company, regardless of who caused the crash. Your insurance covers your medical bills and lost wages up to policy limits. You can only sue the other driver if your injuries are severe or exceed certain cost thresholds. At-Fault States In at-fault states, like Illinois, the driver who caused the accident is responsible for all damages. Their insurance must pay for others' injuries and vehicle damage. You may also be able to...

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