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The Basics of Workers’ Compensation

Published on April 25th, 2019

Your work environment is a place where you should always feel comfortable, safe and protected. Unfortunately, this is not the case for some people, as a work-related accident may occur without the company going out of their way to take care of you. This is where our bankruptcy attorney in Rockford, Il comes into play. Workers’ compensation is designed to provide benefits and medical care for those who have been injured on the job. Here is some basic information about workers’ compensation.

It is Required for All Employers

While this is true, the level and type of coverage that is required for each state is different. Changes are different in the following areas:

  • Which employees are covered
  • The types of injuries that are covered and the necessary proof required
  • Injuries that are excluded
  • Statutes of limitations
  • Employer defenses against claims such as self-litigated injuries or willful misconduct

It Covers Long-Term Illnesses, Injuries and Incidents

A safe work environment should be your employer’s number one priority. If you find yourself missing work from a work-related incident, workers’ compensation is designed to cover medical treatments, rehabilitation programs, repetitive stress injuries, or injuries that are caused by exposure to a workplace environment.

Some Injuries Aren’t Covered

Keep in mind that not all injuries are covered. If your injury was self-inflicted, it happened during the commission of a crime, it violated company policy or if you were not on the job when the injury occurred, it is not part of workers’ compensation.

Getting injured on the job should never result in a loss of wages. If you’re in need of an experienced lawyer in the Rockford area, call on our team at the Crosby Law Office for assistance!

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