How To Deal With the Other Driver’s Insurance Company
After an accident, figuring out how to deal with the at-fault driver’s insurance company might not be your first concern. However, your interactions with them can affect whether or not you receive fair compensation for your injuries. Knowing what to say (and not say) to insurance companies is key to protecting your rights.
Illinois is an at-fault state when it comes to motor vehicle accidents. This means that the driver who isn’t responsible must file a claim with the at-fault party’s insurance company.
Unfortunately, the other driver’s insurance company has one goal: Reduce the amount of money they have to pay out. If they can undermine the validity of your claim, they will do so to protect themselves.
Working with a qualified car accident lawyer in Rockford can help protect you against the tricks adjusters use to reduce claims. At Crosby Law Firm, we know what to expect from insurance companies and how they can twist your words against you.
If you’ve been injured in an accident and someone else is at fault, you deserve compensation. Reach out to our law firm to get started on filing your personal injury claim. In the meantime, below are some essential tips for dealing with insurance companies after an auto accident.
6 Tips for Dealing With the Insurance Company After an Auto Accident
- Don’t Admit Fault
Avoid admitting fault or giving too many details about the crash when speaking with the insurance company. Anything you say can be used against you to reduce your settlement. Let the investigation determine who was at fault.
- Avoid Recorded Statements
Insurance companies may ask for a recorded statement, claiming they need the details of the accident from you. This is often a tactic to catch you saying something they can use against you. You are not legally obligated to provide a recorded statement. Tell the insurance company that your lawyer will handle these requests.
- Don’t Take a Speedy Settlement Offer
Insurance companies might offer a quick settlement, hoping you’ll accept a low amount before you understand the full extent of your injuries and damages. Always have your attorney review any settlement offers to ensure you receive fair compensation.
- Don’t Give Too Much Detail About Your Injuries
When discussing your injuries with the insurance company, avoid providing details. If you leave something out or your condition worsens, the insurance company might use your initial statement to deny further compensation. Inform them that you are still assessing your injuries and direct them to your lawyer for more information.
- Remember: Insurance Companies Put Their Interests First
Insurance companies aim to minimize the money they pay out. They might seem helpful, but they are not on your side. Always remember their primary goal is to reduce their costs.
- Contact an Attorney
One of our personal injury lawyers in Rockford from Crosby Law Firm can handle communications with the insurance company on your behalf. When you leave the communication to us, you avoid accidentally saying something that could harm your case.
It’s our job to outsmart insurance adjusters who want to undermine your claim. Our experienced attorneys will do everything in our power to maximize your settlement.
Contact Us for Help With Filing a Car Accident Claim
Dealing with insurance companies can be challenging, especially after you’ve been involved in a collision. You might not know what questions to ask after the car accident or what information you should share. Fortunately, Crosby Law Firm’s skilled car accident attorneys are here to help.
You can trust our lawyers to deal with insurance companies by handling all communication and providing you with reliable legal counsel. This helps ensure you don’t fall into any traps that might threaten your claim. Our goal is to help you secure the maximum compensation for your injuries and other damages.
Our compassionate and professional team is dedicated to protecting your rights. Contact us today for a free initial consultation, and allow us to take care of your accident claim.
